Health Plans, Inc. has developed a number of products that are part of today's healthcare fabric. Among them are the small group multiple employer trust concept and the Preferred Provider Organization. Today we are turning to the future by developing benefit concepts that will set the standard for the next century.

Networks to Manage Costs

Health Plans, Inc. pioneered the Preferred Provider Organization concept and introduced one of the first of such organizations in the country. Today, PPOs are the fastest developing healthcare choice of businesses of all sizes; they outpace even HMO growth. Health Plans, Inc.'s experience in PPO network development provides an invaluable resource for clients who look to their network for cost savings. And, the fact that our firm is affiliated with both regional and national PPOs is an important factor for clients with multiple locations.

Developing Products for the Future

Health Plans, Inc.'s development teams are designing products that set the pace into the next century. What will these products look like? Automation and information transfer will be important foundations for the next generation of benefit plans. Besides enjoying smooth administration and sophisticated cost management tools, Health Plans, Inc.'s clients will find healthcare more personalized and responsive. New Health Plans, Inc.'s systems now in the development stage will offer clients and medical providers direct access to important information through the Internet, 24-hours a day. Plan members will be able to determine instantly what benefits are available and the status of their plan. Physicians and hospitals will be able to verify their patient benefits at any hour of the day.

Growing Businesses Have Growing Families

Small businesses are often overlooked by the traditional insurance industry. Early on, Health Plans, Inc. realized the impact this segment of the economy has on healthcare and innovated the concept of Multiple Employer Trust or MET which combines the buying power of thousands of small growing businesses to secure insurance coverage once available only to large corporations. Health Plans, Inc.'s management team and our clients agree - product development and innovation are central goals at Health Plans, Inc.